So why am I writing this?
I’ve always struggled with money. My main problem is over-spending. I love being that guy who buys everyone a round of shots, or doesn’t mind paying for it when you eat out. Hey, you can pay me back later. Don’t worry about it. I was spending money that I didn’t have to try and look like a big man in front of people. It was stupid and it got me into serious trouble. It’s a problem I’m going to rectify, and I want to help other people as well.
Also, I’ve noticed a distinct lack of UK-based personal finance blogs. All the big ones (I Will Teach You To Be Rich, Get Rich Slowly, The Simple Dollar) are all US-based blogs, and while they still provide some awesome advice, sometimes it’s not always as applicable as it could be. So this is my attempt to rectify that.
First things first: my current financial situation. I currently have -£1,090.30 in my accounts, and approximately £10,000 worth of student loan debt so far.
It’s going to be an uphill struggle. At least that means I can string this blog out for at least 10 years. Yay for everyone!
Welcome to The Rich Brit
Hello, avid reader, and welcome to The Rich Brit, my blog about personal finance for students and young people based in the UK. My name is Andrew Lynch, and I’ll be your guiding hand through the rough and tumble world of personal finance. I’m young, smart and ambitious, just like you, and I have big plans for myself, just like you. That’s why I’m starting this blog. Plans are nothing without action. I want to be rich, and so do you, and we’re going to do it together.
I plan to write about anything personal finance related – saving, investing, debt reduction, getting a job, your first credit card, your first mortgage, all of that. And I’ll be practising what I preach every day, because I, like you am a poor student, who is not rich in practice, just in theory. (In my case economic theory – I’m an economics undergrad.)
Through this blog I want to help others take control of their finances, and join me in the journey to riches and financial freedom. It’s going to be a fun ride. Enjoy.
